Mortgage Rates

Term

%

6 months

6.35

1 year

6.45

2 year

6.85

3 year

7.20

4 year

7.45

5 year

7.75

Floating

6.25

*Rates subject to change

Insurance Calculator


Need Explanation
Family Income $ If I die, how much per year will my family need to continue living in a dignified lifestyle?
No of years $ For how many years will they need this income?
Education costs $ How much do I want to contribute towards my childrens' future education costs?
Mortgage $ How much of a mortgage do I have?
Charitable bequests $ How much do I wish to leave to charity?
Lump Sum $ Enter any other lump sum requirement you may have.
Assets Explanation
Existing cover $ How much Life Insurance (including mortgage protection) do I have?
Saleable Assets $ What is the value of the assets that my family would sell if I died today?
Continuing Income $ How much income would continue (from investments or my spouse's employment) if I died?


Results
To provide for the above goals and objectives in the form of a lump sum, you need extra Life cover of $
Alternatively, you could provide for your goals above with:
Extra Life cover of ($ plus a Family Income Benefit)
Providing income of ($ per year)

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